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Loan EMI & Interest Calculator

Calculate your monthly EMI or the actual interest rate your bank is charging — both in seconds 💸

Loan Amount
₹
Loan Tenure
Interest Rate (p.a.)
% per year
Enter the annual rate quoted by your bank (reducing balance)
Monthly EMI —
Principal—
Total Interest—
Total Payable—
YearPrincipal PaidInterest PaidTotal PaidBalance Left
*Calculations are based on the reducing-balance method (used by banks for home, car and personal loans). Processing fees, insurance and GST are not included — please confirm the actual figures with your bank's sanction letter. This tool provides estimates only.

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